Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content 9 Facts About Social Security There are things about Social Security that might surprise you. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Whole Life Insurance Can Be an Asset For Balance Learn how you can create a balance between growth and stability with whole life insurance.